Has No Medical Exam Life Insurance Changed The Way We Think About This Type Of Coverage? Health Articles | March 23 Wholesale Peja Stojakovic Jersey , 2012

It is a common fact that a lot of people are refused life insurance policies for a wide range of reasons. This can be due to a recent illness or that they are reaching old age. Whatever the reason is there is now something available that does not discriminate and it is called no medical exam life insurance.


When this policy first came out there were probably a lot of companies who thought it was completely mad. Offering a life insurance policy to someone with no medical exam? How would they know what condition they are in and what happens if they make a claim within the first year?

But what others failed to see is that the majority of people who have been refused life insurance in the past have been so because of a previous illness, family history of disease, or that they are in their old age. This does not necessary mean that these people will drop dead tomorrow and make a claim. In fact they may well be healthy and living a busy life style and would like to cover themselves if something does happen.

What is a no medical exam life insurance聽policy?

The answer to this is in the name. It is a life insurance policy where the recipient does not need to take a medical examination by a clinic or doctor who is certified by the insurer. This type of policy is ideal for two groups of people: those who have been refused coverage and those who do not want the hassle of taking a medical examination.

The company will ask about previous health and if any claims on an individual聮s health policy have been made. Family background will be checked and a questionnaire needs to be filled out. But there is no medical exam and most people will be accepted.
The premiums will be higher of course and the pay-out less than an ordinary policy. But the bare facts are that this is a no hassle policy and more companies are starting to offer it.Know About the Best Machines for Your Home Gym
Posted by mifitness on August 17th Wholesale DeMarcus Cousins Jersey , 2017

Many people go to the gym to exercise, but there is another option for those who can’t leave their houses or just want to do their workouts alone or in peace: a home gym. Building your own home gym may be a bit expensive at first, but it can save you money in the long run because you no longer have to pay for gym memberships. What’s more Wholesale Oscar Robertson Jersey , your entire family can use your home gym—so they don’t have to pay for memberships, either. In the long run, having a gym in your own home becomes the cheaper option. Here are some of the best machines you can consider buying if you’re serious about working out in the comforts of your own home:

• Rowing machines are fantastic because they exercise your entire body. A rowing workout also tends to burn more calorie than other workouts. In fact Wholesale Mike Bibby Jersey , you can burn up to 800 calories an hour doing this activity. Those with posture, back, and joint problems will also benefit from rowing since it places zero strain on the back and joints. It also strengthens your cardiovascular system Wholesale Chris Webber Jersey , increases your stamina and tones your muscles.

• An air bike, specifically the Assault Air Bike provides arguably the most hardcore training for those who want an intense workout. It was designed by a dedicated team of fitness engineers who collaborated with trainers and other professionals to come up with one mean workout machine. It is used by the NFL, NHL Wholesale Mitch Richmond Jersey , and the NBA. The Assault Air Bike is also beneficial for injury recovery.

• The exercise ball is a cheap and versatile piece of gym equipment. You can use it to work out your core, improve your posture, and increase your flexibility.

• If you want to try your hand at weight lifting Cheap Arron Afflalo Jersey , purchase a set of barbells. The concept with weight lifting is pretty straightforward and learning with proper training will be easy. Barbells are easily adjustable according to how much you can handle, but make sure that you add weights gradually to prevent too much strain on your muscles or injury.

• More often than not, when people think about exercise equipment Cheap Tyreke Evans Jersey , they immediately think of the treadmill. This is one of the most popular home gym machines available because it allows you to run without having to get out of the house.

About the Author:

This article is written by Roland Steyn, the Director of MiFitness. MiFitness is one of South Africa's most trusted online suppliers of home-use and commercial gym equipment. They supply a wide range of high-quality exercise equipment for home and corporate use.

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